Professional advice for your pension
Lifeplan provides you with independent investment advice based on leading research - tailored to the Swedish pension system
Tailored pension advice provided with digital precision
Lifeplan provides you with professional and personalized advice to maximize the value of your pension investments. You receive ongoing advice that is tailored to your circumstances. The advice is based on leading financial research and built on how the Swedish pension system is designed.
We will help you find high quality funds with low fees while ensuring the right diversification of your portfolio.
Thanks to software built on an advanced algorithm, we can provide personalized advice of the highest possible quality. Careful analyses and recommendations based on detailed calculations ensure that you can feel safe knowing that our advice is based on optimal risk diversification, low fees and the best funds on the market.
- Research-based and independent
- Advice for your entire pension capital
- Easy to use – we contact you when you need to update your investments
- Results – we help you maximize your expected annual return with a level of risk that suits you
A good pension for you is our main goal
As your partner, often funded by your employer, Lifeplan focuses solely on your best interests. We adhere to the Swedish Financial Supervisory Authority (Finansinspektionen), high standards of independent advice and provide advice without including proprietary products, restricted fund packages or accepting commissions and kickbacks.
Our approach is based on an analysis of your entire pension portfolio, including your public pension, occupational pensions from current and previous employers and any private savings. This provides a comprehensive picture of your situation, which is essential for providing professional advice. Looking at just one part of the portfolio can throw the overall balance and thus fail to achieve the returns that may be possible.
More about Lifeplan
Lifeplan was founded in 2007 by PhD Karl Erlandzon and PhD Evert Carlsson, both of whom have conducted research in the field of retirement savings. Karl Erlandzon is still the CEO.
Business idea
Lifeplan’s business idea is that it should be easy to do the right thing when it comes to pension. For many people, pension savings are the largest savings and how the pension capital is managed over time will strongly influence the size of your future pension.
Lifeplan is a unique service on the Swedish market. We compile and analyze your entire pension capital and use this, together with factors such as age, sustainability preference and risk profile, as the basis for each piece of advice. Advanced algorithms also take into account fees, risk diversification and market trends to produce the most optimal advice possible.
Lifeplan is used by, among others:
